Platform dossier

Vauld

Crypto lending and yield platform that halted withdrawals, trading, and deposits in July 2022 during the credit-market crisis, pursued creditor protection and a possible Nexo transaction, and remained a restructuring/outcome case.

crypto_interest_account restructuring liquidity_crisis

What happened?

Vauld halted customer activity after liquidity pressure in July 2022, sought protection while exploring restructuring paths, entered talks with Nexo, and became a creditor-outcome case rather than a normal active yield platform.

Customer funds

Vauld customer outcome remains restructuring-dependent in this seed. A later pass should replace this with direct creditor or court-source details.

Terms risk

Keep terms status unknown until direct moratorium, scheme, or creditor process documents are reviewed.

Uncertainty

Customer outcome and current restructuring status require a later direct-source pass. This seed uses conservative classification.

Timeline

2018-01-01 · launched
Vauld begins operating

Vauld developed as a crypto lending and yield platform serving retail users with deposit and lending products.

2022-07-04 · withdrawals_suspended
Withdrawals, trading, and deposits suspended

Vauld suspended withdrawals, trading, and deposits during the 2022 crypto credit crisis.

2022-07-04 · withdrawals_suspended
Vauld halts withdrawals, trading, and deposits

Vauld suspended customer withdrawals, trading, and deposits during the 2022 credit crisis.

2022-07-05 · asset_sale_announced
Nexo transaction talks announced

Vauld announced exploratory acquisition or transaction discussions with Nexo after the platform halt.

2022-07-08 · restructuring_started
Nexo acquisition talks announced

Vauld and Nexo announced an indicative term sheet for a potential acquisition as Vauld explored restructuring options.

2022-07-08 · restructuring_started
Vauld seeks creditor protection

Vauld sought protection and restructuring time after the platform halt.

2022-07-20 · restructuring_started
Creditor protection reported

Vauld sought protection from creditors while attempting to restructure after suspending platform activity.

2022-12-26 · asset_sale_announced
Nexo acquisition path ends

The potential Nexo acquisition path reportedly ended, leaving Vauld in a continuing restructuring and customer-outcome process.

2023-01-01 · restructuring_started
Vauld restructuring process continues

Vauld remained in a creditor and restructuring process after proposed transaction paths did not quickly restore normal platform operations.

Evidence dossier

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